Information on Virginia housing programs in one site click here: http://www.housingvirginia.org
Track your credit annually for FREE from all three credit bureaus, the only source for free credit reports authorized by the Federal Government.
US Housing and Development authority offers an excellent resource brochure on owning your future! Acquiring the American Dream of homeownership!
Download and print this pdf. as an excellent guide and resource: http://www.hud.gov/news/homeeconomics.pdf